Terms and Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your access to and use of the website, products, and services (collectively, the "Services") offered by DevCapitols ("we", "us", or "our"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Services.

2. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use the Services. By using the Services, you represent and warrant that you meet these requirements and that all information you provide to us is accurate and complete.

3. Description of Services

DevCapitols provides AI-driven data analysis and liquidity optimisation tools intended to assist freelancers and independent professionals in managing their business operations. The Services are provided on an "as is" and "as available" basis. We do not guarantee that the Services will be uninterrupted, error-free, or that any particular financial or operational outcome will be achieved through their use.

4. Account Registration

To access certain features of the Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

5. Acceptable Use

You agree not to use the Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our systems. Prohibited activities include, without limitation:

• Attempting to gain unauthorised access to any part of the Services or related systems.
• Uploading or transmitting viruses, malware, or any other malicious code.
• Using automated means to scrape, extract, or harvest data from the Services without our prior written consent.
• Reverse engineering, decompiling, or attempting to derive the source code of any software associated with the Services.
• Impersonating any person or entity, or misrepresenting your affiliation with any person or entity.

6. Fees and Payment

Certain features of the Services may require payment of fees. Where applicable, fees, billing cycles, and payment terms will be presented to you at the time of purchase or subscription. All fees are non-refundable except where required by applicable law or expressly stated otherwise. We reserve the right to modify our fees upon reasonable prior notice.

7. Intellectual Property

All content, features, software, and functionality made available through the Services, including but not limited to text, graphics, logos, and underlying technology, are the exclusive property of DevCapitols or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such intellectual property except for the limited right to use the Services in accordance with these Terms.

8. Data and Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your information. By using the Services, you consent to the practices described in the Privacy Policy. We encourage you to review it carefully.

9. Disclaimers

The Services, including any analysis, insights, or recommendations generated through the use of artificial intelligence, are provided for informational purposes only and do not constitute financial, legal, tax, or professional advice. You are solely responsible for any decisions made based on information obtained through the Services. DevCapitols makes no warranties, express or implied, regarding the accuracy, reliability, or completeness of any output generated by the Services.

10. Limitation of Liability

To the fullest extent permitted by applicable law, DevCapitols and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Services, even if we have been advised of the possibility of such damages. Our total aggregate liability for any claim arising under these Terms shall not exceed the amount paid by you, if any, for the Services during the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless DevCapitols and its affiliates, officers, and employees from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any third-party rights.

12. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or our business interests. You may terminate your account at any time by ceasing to use the Services and following any applicable account closure procedures.

13. Modifications to the Services and Terms

We reserve the right to modify, suspend, or discontinue the Services, in whole or in part, at any time without prior notice. We may also update these Terms from time to time. Any changes will be effective upon posting the revised Terms on this page. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which DevCapitols operates, without regard to conflict of law principles. [Insert applicable jurisdiction]. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms shall remain in full force and effect.

16. Contact Information

If you have any questions regarding these Terms, please contact us through the details provided on our Contact page.